HDFC Life Click 2 Protect Plus is a term insurance plan in India which provides you comprehensive protection at an affordable price and helps you to protect yourself and your loved ones against the uncertainties that life may throw at you. This term life insurance policy provides wide range of cover options and you can choose the cover depending on your need. You can even secure your family’s day to day requirements when you are not around by way of monthly income under Income & Income Plus Option.
Features of HDFC Life Click 2 Protect Plus insurance plan
HDFC Life Click 2 Protect Plus provides Comprehensive Protection to you & your family with choice of Plan Options This term policy provides you with four cover options: Life Option – Lump sum payout of Death Benefit Extra Life Option (Accidental Death Benefit) – Lump sum payout of Death benefit in addition extra Sum Assured is paid in case of death due to accident. Income Option – 10% of Sum Assured payable on death and the remaining payable as monthly income for 15 years Income Plus Option – 100% Sum Assured paid on death PLUS 100% Sum Assured paid in arrears as monthly income for next 10 years. The monthly Income can be chosen as Level or Increasing at 10% p.a.Under Life Stage Protection Feature (available only under Life Option) you have an option to Increase your Insurance Cover on certain key milestones of your Life like Marriage, Child Birth without fresh medical test Flexibility to choose your policy term of 10 to 40 years as per the cover required Option of Regular , Limited & single Premium Payment Term Rewards you for healthy lifestyle with lower premium rates for non-tobacco users Option to pay premiums annually, half-yearly, quarterly or monthly for Regular & limited premium paying term policy You can customize your coverage by opting HDFC Life Income Benefit on Accidental Disability Rider that offers monthly Income of 1% of rider Sum Assured in the event of Total Permanent Disability due to accident for a fixed period of 10 years. Get additional protection by opting for HDFC Life Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses
Advantages about HDFC Life Click 2 Protect Plus insurance plan
Death Benefit under the plan is:
Single Premium Policy: Higher of :125% of Single Premium Sum Assured Regular Premium Policy: Higher of :10 times the annualized premium105% of all the premiums paid as on date of death Sum Assured Life Option: The death benefit specified above is paid as lump sum on death. Extra Life Option(Accidental Death Benefit): In addition to the death benefit mentioned above an additional benefit equal to Sum Assured is payable in case of death due to accident Income Option:10% of the Death Benefit paid as a lump sum upon death remaining 90% of the Death Benefit shall be paid as monthly income over next 15 years (0.5% of Death Benefit every month for 15 years)Income Plus Option:100% of the Death Benefit specified above shall be paid as a lump sum upon death In addition, a monthly income equal to 0.5% of the Sum Assured shall be payable for a period of 10 years. The monthly income can be level or increasing at 10% p.a. as chosen by the policyholder Save Tax under sections 80C and 10(10D) of the Income Tax Act 1961 as per prevailing tax laws. View latest income tax rates for Financial Year 2016-17Choose Sum Assured, Policy Term, Plan Option to suit your needs
Eligibility for HDFC Life Click 2 Protect Plus insurance plan
Features of HDFC Life Click 2 Protect Plus insurance plan
HDFC Life Click 2 Protect Plus provides Comprehensive Protection to you & your family with choice of Plan Options This term policy provides you with four cover options: Life Option – Lump sum payout of Death Benefit Extra Life Option (Accidental Death Benefit) – Lump sum payout of Death benefit in addition extra Sum Assured is paid in case of death due to accident. Income Option – 10% of Sum Assured payable on death and the remaining payable as monthly income for 15 years Income Plus Option – 100% Sum Assured paid on death PLUS 100% Sum Assured paid in arrears as monthly income for next 10 years. The monthly Income can be chosen as Level or Increasing at 10% p.a.Under Life Stage Protection Feature (available only under Life Option) you have an option to Increase your Insurance Cover on certain key milestones of your Life like Marriage, Child Birth without fresh medical test Flexibility to choose your policy term of 10 to 40 years as per the cover required Option of Regular , Limited & single Premium Payment Term Rewards you for healthy lifestyle with lower premium rates for non-tobacco users Option to pay premiums annually, half-yearly, quarterly or monthly for Regular & limited premium paying term policy You can customize your coverage by opting HDFC Life Income Benefit on Accidental Disability Rider that offers monthly Income of 1% of rider Sum Assured in the event of Total Permanent Disability due to accident for a fixed period of 10 years. Get additional protection by opting for HDFC Life Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses
Advantages about HDFC Life Click 2 Protect Plus insurance plan
Death Benefit under the plan is:
Single Premium Policy: Higher of :125% of Single Premium Sum Assured Regular Premium Policy: Higher of :10 times the annualized premium105% of all the premiums paid as on date of death Sum Assured Life Option: The death benefit specified above is paid as lump sum on death. Extra Life Option(Accidental Death Benefit): In addition to the death benefit mentioned above an additional benefit equal to Sum Assured is payable in case of death due to accident Income Option:10% of the Death Benefit paid as a lump sum upon death remaining 90% of the Death Benefit shall be paid as monthly income over next 15 years (0.5% of Death Benefit every month for 15 years)Income Plus Option:100% of the Death Benefit specified above shall be paid as a lump sum upon death In addition, a monthly income equal to 0.5% of the Sum Assured shall be payable for a period of 10 years. The monthly income can be level or increasing at 10% p.a. as chosen by the policyholder Save Tax under sections 80C and 10(10D) of the Income Tax Act 1961 as per prevailing tax laws. View latest income tax rates for Financial Year 2016-17Choose Sum Assured, Policy Term, Plan Option to suit your needs
Eligibility for HDFC Life Click 2 Protect Plus insurance plan
| Minimum – Maximum entry Age | 18 – 65 years |
| Minimum – Maximum Maturity Age | 28 – 75 years |
| Minimum – Maximum Policy Term | 10 – 40 years |
| Premium Paying Term | Regular, Limited or Single |
| Premium Paying Frequencies | Annual, Half- yearly, quarterly or monthly |
| Minimum – Maximum Sum Assured | Rs 25 Lakhs – No limit subject to satisfactory underwriting |
Age has to be taken as of "last birthday" basis
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision
Sometimes the simplest chance is the best one for you. A pure protection plan is a simple way to get a comprehensive protection at an affordable price and protect yourself and your loved ones against the uncertainties that life may throw at you.
With a range of additional coverage options, HDFC Life Click 2 Protect Plus is an ideal comprehensive protection plan for you!
What are the key features of this plan?
Comprehensive coverage at affordable cost Provide financial protection for you and your family Customize your plan with choice of cover options
Life Option: which pays lump sum on death Extra Life Option: which pays an additional lump sum on death due to accident Income option: which pays 10% of the Sum Assured on death With the remaining 90% payable as monthly
income over 15 years Income Plus option: which pays the Sum Assured to the nominee upon the death of the life assured as well
as a monthly income to the family for a period of 10 years. A monthly income equal to 0.5% of Sum Assured becomes payable for a period of 10 years. The monthly income can be level or increasing at a simple rate of
10% p.a. on each policy anniversary. That's not all With Life Stage Protector feature available under Life Option, you can increase your insurance
cover on certain key milestones of your life without meticais
Insurance cover available up to age 75 years Single, Limited and Regular premium payment options to choose from
Attractive premium rates for non tobacco users Tax benefit as per prevailing tax laws
What is the aim of this plan?
This plan provides a benefit amount in the unfortunate event of death of the Life Assured anytime during the policy
term. This amount would help your family to pay any outstanding debts or fund the day to day expenses, thus exams the financial women of yourfamlly.
What is the aim of this plan?
This plan provides a benefit amount in the unfortunate event of death of the Life Assured anytime during the policy
term. This amount would help your family to pay any outstanding debts or fund the day to day expenses, thus exams the financial women of yourfamlly.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision
Sometimes the simplest chance is the best one for you. A pure protection plan is a simple way to get a comprehensive protection at an affordable price and protect yourself and your loved ones against the uncertainties that life may throw at you.
With a range of additional coverage options, HDFC Life Click 2 Protect Plus is an ideal comprehensive protection plan for you!
What are the key features of this plan?
Comprehensive coverage at affordable cost Provide financial protection for you and your family Customize your plan with choice of cover options
Life Option: which pays lump sum on death Extra Life Option: which pays an additional lump sum on death due to accident Income option: which pays 10% of the Sum Assured on death With the remaining 90% payable as monthly
income over 15 years Income Plus option: which pays the Sum Assured to the nominee upon the death of the life assured as well
as a monthly income to the family for a period of 10 years. A monthly income equal to 0.5% of Sum Assured becomes payable for a period of 10 years. The monthly income can be level or increasing at a simple rate of
10% p.a. on each policy anniversary. That's not all With Life Stage Protector feature available under Life Option, you can increase your insurance
cover on certain key milestones of your life without meticais
Insurance cover available up to age 75 years Single, Limited and Regular premium payment options to choose from
Attractive premium rates for non tobacco users Tax benefit as per prevailing tax laws
What is the aim of this plan?
This plan provides a benefit amount in the unfortunate event of death of the Life Assured anytime during the policy
term. This amount would help your family to pay any outstanding debts or fund the day to day expenses, thus exams the financial women of yourfamlly.
What is the aim of this plan?
This plan provides a benefit amount in the unfortunate event of death of the Life Assured anytime during the policy
term. This amount would help your family to pay any outstanding debts or fund the day to day expenses, thus exams the financial women of yourfamlly.
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